Pay later on dollar supplier bills

Across Brazil, Mexico, India, Indonesia, Nigeria and Peru, merchants earn in their own currency and owe their suppliers in dollars. Diapago puts time between the two, inside the POS and ERP they already use.

Join the waitlist See how one bill would get paid

Not open to merchants yet.

Supplier billINV-2041
AmountUSD 10,000.00
Due28 Dec
Pay nowPay later

Shops sell in local currencies. Suppliers bill in dollars. The due date does not move.

Diapago would put time between the two, inside the software the shop already runs on.

The bill row: amount 10,000.00 and a teal button that reads Pay later, with Diapago. The Pay later drawer: You owe Distribuidora Ejemplo S.A.C., USD 10,000.00, due Dec 28. The same bill row afterwards, showing a status pill that reads Approved, Simulated, Diapago.

Sample data.

How it would work

Four steps, inside software they already open every day.

1

A dollar bill in your POS

The bill row: amount 10,000.00 and a teal button that reads Pay later, with Diapago.
2

Tap Pay later

The Pay later drawer: You owe Distribuidora Ejemplo S.A.C., USD 10,000.00, due Dec 28.
3

Supplier would be paid on the due date

4

You'd pay back later, in dollars

The same bill row afterwards, showing a status pill that reads Approved, Simulated, Diapago.
Who it is for

Merchants who owe in a currency they do not earn.

The mismatch is the same in Brazil, Mexico, India, Indonesia and Nigeria as it is in Peru: a merchant earns in one currency and is invoiced in another, and the due date does not move. We are starting in Peru, where our first design partner owes local suppliers in dollars but earns in PEN. The product is defined by that mismatch, not by the country.

POS and ERP platforms

One Pay later button on the bills your merchants already see. Nothing new for them to install.

Merchants

The supplier is paid on the due date. You pay back later, and keep your cash in the business until then.

  • Diapago does not fix or cap the exchange rate. If the dollar rises, you would pay more in your local currency.
  • Not open to merchants yet. No merchant money has moved and no merchant has paid a fee.
  • Built on Arbitrum. The escrow contract has run end to end on Arbitrum Sepolia testnet (release transaction); it is not on mainnet and not open to the public.

Join the waitlist.

We'll write when Diapago is available.

POS or ERP platform, or investor? Write to hello@diapago.com

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